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Step 1.
Call your local police department or
visit the station, and an officer will take a report.
Step 2.
Contact any of the three major
credit bureaus and ask that they place a “fraud alert”
on your credit report.
The three credit bureaus
share information, so you only need to contact one of them.
-
Contact the fraud
department at each creditor or bank that provided the thief with
unauthorized credit, goods or services.
-
Provide them
with the police department’s case number. Keep detailed records of
these conversations.
-
Contact financial
institutions with which you have open accounts, even if these accounts
have not yet been accessed or used fraudulently.
-
Explain the
situation to them. You may need to close these accounts or changing the
account numbers.
-
Contact the
Federal Trade Commission online at
www.consumer.gov/idtheft and report the case. The FTC maintains an
Identity Theft Data Clearinghouse and provides information to identity
theft victims.
- Organize
and keep a detailed log of all of your contacts and make copies of all
documents. Make sure that you document the names of people you speak
with and the time and date of your conversations.
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